Think Rent Is the Only Expense? Think Again.
From security fees to agent commissions and service charges, there are many hidden costs when renting an apartment—especially in places like Nairobi, Mombasa, and Kisumu.
Renting a new apartment in Kenya is exciting—but if you’re only looking at the monthly rent, you’re not seeing the full picture.
Because here’s the truth: rent is just the beginning.
Many first-time renters in Kenya budget for rent… and forget everything else. The result? Overstretched wallets and surprise expenses.
If you want to move smart and avoid nasty financial surprises, read this before signing your next lease.
“What Else Do I Pay For?”
Landlords and agents don’t always list every cost upfront. And even if they do, the fine print can be easy to overlook—until it’s too late.
Here’s what you might be expected to pay in addition to your monthly rent:
Hidden Cost Type | Description & What to Watch For |
Deposit | Usually 1–2 months’ rent—refundable but not always immediate |
Agent fee | Equivalent to one month’s rent, paid before move-in |
Service charge | Covers security, garbage, cleaning of shared areas (Apx KSh 500–2,500/month) |
Water bills | Some houses charge per cubic meter—others have flat rates |
Electricity tokens | Prepaid KPLC tokens vary by usage—budget Apx KSh 1,000–2,500/month |
Wi-Fi setup | May not be included—expect installation fees and monthly subscriptions |
Garbage collection | If not part of service charge, expect ~KSh 200–500/month privately |
READ ALSO: How to Budget for Renting Your First Apartment in Kenya
The Sneaky Ones Most People Forget
Some charges aren’t even listed as “fees”—but they hit your pocket anyway.
- Caretaker “tips”during move-in or move-out
- Annual rent increment—usually 5% to 10% after the first year
- Early termination penalty—if you break your lease
- Painting or repair charges-if the house isn’t returned “as is”
- Furniture transport-if you’re moving to an upper floor with no lift
The price of moving in often includes more than what’s on paper.
How to Spot Hidden Costs When Renting an Apartment
Here are some questions to ask when viewing an apartment:
- “Is the deposit refundable? How soon?”
- “Are there any monthly service charges?”
- “Who pays for garbage collection?”
- “Is Wi-Fi included in the rent?”
- “What happens if I move out before the lease ends?”
- “Is there a rent increase after the first year?”
Budget Tip: Add a 10–20% buffer to your rent estimate to cover these unexpected costs.
First-Time Renter Costs to Expect
Moving for the first time? Budget for these essentials, too:
Item | Estimated Cost (Nairobi 2025) |
Bed + Mattress | KSh 15,000–25,000 |
Curtains + Rods | KSh 2,000–5,000 |
Gas cooker or stove | KSh 5,000–12,000 |
Kitchenware (starter set) | KSh 3,000–6,000 |
Wi-Fi setup | KSh 2,500–4,500 |
Moving costs (bodaboda/truck) | KSh 1,500–5,000 |
Total one-time setup: Plan for at least KSh 40,000–70,000 if starting from scratch.
Avoiding Common Rental Budget Mistakes
Many renters get caught in debt or move out too soon because they underestimate costs. Avoid these traps:
- Ignoring utility bills—Ask past tenants or caretakers about average monthly spending
- Paying before viewing—Never send money before inspecting the unit yourself
- Not getting a written agreement—Verbal promises don’t hold up if problems arise
- Relying only on agent listings—Visit in person and ask direct questions.
A cheap apartment with hidden fees is often more expensive than a higher-priced, all-inclusive one.
Final Thoughts: Renting Smart Means Knowing What You’re Really Paying For
Hidden costs don’t have to catch you off guard—if you know what to ask and plan ahead.
So before you fall in love with that house or apartment, take a step back. Review the full cost of living, not just the rent. That’s how smart renters stay stress-free and financially secure.
Remember: Your first apartment is a big deal—but it shouldn’t break the bank.
Frequently Asked Questions
What is a service charge in apartments?
A fee paid monthly (on top of rent) for shared services like cleaning, garbage, security, and maintenance.
How much is a typical deposit in Nairobi?
Most landlords ask for 1–2 months’ rent. Always confirm if it’s refundable and under what conditions.
Do I have to pay agent fees when renting?
Yes—most agents charge the equivalent of one month’s rent as their commission.
What costs do furnished apartments add?
They usually cost KSh 5,000–15,000 more per month than unfurnished units. But they save you on furniture.
Can I negotiate to remove hidden charges?
Some, yes. Ask for flexibility on service fees, Wi-Fi inclusion, or payment terms.
Comments are closed